How to Protect Yourself When Choosing a Roofing Contractor

You cannot find any such thing as being over protective when it comes to your home plus your finances. There are plenty of roofing companies out there that are going to bend the rules to simplify things on their own, resulting in problems for both you and your roof. Even genuine contractors make mistakes every once in a while. For this reason it’s important to know these 4 simple ways to protect yourself when choosing a roof covering contractor. window world bowling green ky

Workers Compensation
Difficulty: You hire a roofer contractor to fix a leak on your roof structure. One of their employees decides not to use proper safety procedures and falls, breaking his lower-leg. Automobile holds you liable to pay his medical expenses, because he was hurt on your property. 

Solution: Roofers Compensation is a type of insurance covering roofing injuries. In the event a roofing contractor has employees compensation, any hurt employees have entitlement to recover expenses for clinic bills and being without a job. Be sure that your roofing contractor has employees compensation so that you will are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: The roofing contractor leaves your roof uncovered after taking away your shingles. In the evening there is an unexpected storm. Water seeps into your home and damages your sheet mountain, carpet and some nice furniture. Your roofing company has liability insurance, but there are exclusions stopping coverage of the home of the structure. You ending up paying to fix the damages yourself.

Solution: If damage occurs to your home or building this provides the fault of a roofing contractor, you want to be certain they have good liability insurance. This will cover whatever from broken windows to damaged interiors as described in the situation above. Some contractors have responsibility insurance, but their insurance company offers so many exclusions that it must be almost like there is no coverage in any way. Look for coverage that doesn’t exclude normal water damage resulting from departing a roof open.

Organization Permit
Problem: You work with a fresh roofing company to work with your roof. A few months later you notice a leak. You try to contact the company, but can’t find their information. You try to look them up by their business certificate and also you find that there was never a company permit issued for that company. You are forced to pay for the maintenance yourself.

Solution: Check in advance of time that your roofing contractor has a business license. If they don’t have this permit, it could be a sign that they may really know what they are doing. The company could easily disappear or go out of business.

Inside the state of Utah, your roofing company should have a shingle license and an over-all roofing certificate to install a frequency roof. A flat roof structure installation only requires a general roofing license.

A general contractor is legitimately able to use a roof without a roof covering license if they have a general contractor certificate. However, there have recently been a lot of instances of general contractors branching out and installing attics themselves when they absence the proper training. This kind of causes problems for building owners as well as home owners. It is perfect for a general builder to have a roof license in addition to their general contractors permit.

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