What is Personal Drake’s Loan for living together?

In Peru, cohabiting couples are recognized and protected by laws and their constitution. This figure is called Personal Drake’s Loan, and gives the cohabitation subject to the regime of society of property. If you want to know what the Personal Drake’s Loan is for the living together, continue reading this article. It happens in marriage, […]

The miracle of credit

Imagine a man with his salary of 800 soles, married to a woman who has an income of 1200 soles. The purchasing power of this family is limited in 2000 soles. Imagine that this family does not have access to banking services, credit cards or any other type of credit. Considering that food and basic […]

What You Need to Know About the Central Credit Information System

The ZKR is a credit information database run by a financial corporation, into which financial institutions provide customer information and data to determine the creditworthiness of borrowers following the conclusion of a financial services contract. The ZKR is a list of debtors that, in addition to the negative information (data on delinquencies, defaults, fraud, abuse) […]